Government Credit Card Debt Counseling

With the weakened economy of today, it is easier than ever to find yourself becoming mired in growing debt just to maintain a decent lifestyle. As it takes more to purchase less and interest rates on the rise, dealing with unsecured debt increasingly needs one to seek some professional help to manage...

How is credit card interest calculated?

At a high level, credit card interest is calculated by: the balance on your account multiplied by an interest rate Let’s look at the two components (the account balance and the interest rate) in a little more detail. The best credit cards provide grace periods before the interest kicks in. ...

Reward Card Offers: What to Look for and to Avoid

Each time you use this type of card you are earning “points” toward your chosen reward, whatever it may be. But everything has its pros and cons, here are some to be aware of. Not all rewards cards are created equal. First, decide why you want a rewards card. Airline miles? Gift certificates? The...